Christmas Shopping Tips
Who doesn't love Christmas shopping right, but the stress of spending too much money can make it not fun at all. Finding the right present for your loved ones should be a fun experience.
But what can happen when we go shopping is we veer sideways off course forgetting we had a plan, a budget and a list to follow. Next minute overspending has happened and now you've gone over your budget for that person so have to spend more on the other person on your list to make it even. OK that may not happen to everyone but it does happen very easily.
We've got 6 handy tips to help you plan ahead and be present and relaxed for the festive season.
Secret Santa: Great for large families or big parties! Suggest a gift exchange to manage costs.
Spreadsheets: List everyone, allocate a specific budget for each, and stick to it! Which leads into the next tip
Cash is King: Withdraw your budgeted amount and store it in labelled envelopes. Skip the easy tap-and-pay this Christmas!
Plan Ahead: Before you shop (food, decor, gifts), make a list and research the best deals.
Share the Load: Ask guests to bring a dish or some drinks for the Christmas lunch.
Start Early: Ease the hit on your wallet! Slowly buy gifts or non-perishables now instead of all at once.
Don't make Christmas shopping stressful, with planning it can be a fun experience and you don't have to buy expensive gifts, it still is the thought that counts. Merry Christmas.